Free templates & tools
Spreadsheets and planners to put a payoff plan into action — free to download, no signup. Open them in Excel, Google Sheets, or Numbers.
Free downloads
Debt payoff tracker
CSVList every debt, set the snowball or avalanche order, and check off balances as you clear them. Pre-filled with an example you can replace.
Download trackerMonthly budget worksheet
CSVA simple zero-based budget so every dollar has a job — and so you can find the biggest extra payment you can safely make.
Download budgetPrintable payoff plan (PDF)
Build your plan in the calculator, then export a branded PDF with your debt-free date, payoff order, and full month-by-month schedule.
Open the calculator →Payoff calendar
Export your payoff milestones as a calendar file (.ics) from the calculator and drop your debt-free date straight into Google or Apple Calendar.
Open the calculator →Pro payoff planner
DebtBloom Pro Payoff Planner
Coming soonAn expanded printable workbook: month-by-month progress log, payoff order worksheet, budget tracker, and milestone checklist — designed to print and stick on the fridge.
Coming soonThese templates are educational tools, not financial advice. Prefer to do it on screen? The free debt payoff calculator does the math for you and exports the same plan.